Joseph Louis TanThe free upgrade checklist
Find out if you can actually afford your next family upgrade.
Enter your budget and answer a few questions. You get your upgrade checklist: the one thing in your way, and what to change first.
General information, not financial advice. Your banker and lawyer confirm your own case.
Answer a few questions. Get your checklist.
Your answers become your numbers: what your budget needs each month, the cash for day one, and how far you are from it today.
Your budget ·
| Monthly repayment | |
| Household income needed | |
| Cash and CPF for day one | |
| Of that, cash at least |
Not sure is a fine answer. But the closer your numbers, the sharper my take. A rough selling price and CPF figure in question 6 make check 4 exact.
My take
Joseph Louis TanDad of 2 · bought and sold across 7 properties
Questions on your report: WhatsApp or call Joseph on +65 8686 0185, or email joseph@josephlouis.sg.
General information, not financial advice. Figures assume a 75% loan over 30 years tested at 4%, no other loans, and stamp duty at current IRAS rates. Your banker and lawyer confirm your own case.
Next step
Let's go through it together.
A free call with me. Both of you, if you're deciding together.
- We go through your report. I'll have it open, with the checks you marked not yet or not sure.
- We put in your actual numbers. Your flat, your loan, your CPF, the price you're looking at. Estimates are fine.
- We look at every option, staying put included. If now isn't the time, I'll say so and tell you why.
- You get a one-page plan within 24 hours. It's yours whether or not we ever work together.
The Upgrade Audit. Free, 30 minutes, on Zoom.
Not ready for a call yet?
Save your report, check the things you marked not sure, and come back to it when something changes: a bonus, a new baby, your MOP date.
Or just ask me your one question, whichever way works for you:
- WhatsApp or call +65 8686 0185
- Email joseph@josephlouis.sg